The Skyscanner for Freelancer Insurance

Stop guessing.
Compare every
freelancer policy.

Professional indemnity, public liability, income protection, and health insurance — all compared in one place. Built for designers, developers, writers, and gig workers.

2.1M UK freelancers
FCA-regulated providers
Compare in 3 minutes
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Trusted by 12,000+ freelancers

Find Your Cover

Step 1 of 3

What type of freelancer are you?

Annual income (approx.)

FCA Regulated
Free to Use
No Spam
2.1M
UK freelancers
and growing 48% since 2008
£193B
Economic contribution
from skilled freelancers in 2024
45%
Uninsured freelancers
leaving themselves exposed
£88
Average PI policy
per year — less than £2/week
01 — The Problem

Insurance for freelancers is broken.

With 2.1 million freelancers in the UK contributing £193 billion to the economy, the insurance market has failed to keep up. Existing comparison sites are built for SMEs and employees — not for the specific, nuanced needs of independent professionals.

Fragmented market

Professional indemnity, income protection, and health insurance are sold by completely different providers with no single place to compare them all.

Generic comparison sites fail freelancers

Sites like Compare the Market and MoneySupermarket are built for SMEs and employees — not for the specific needs of a solo freelancer or gig worker.

Confusing jargon and hidden exclusions

Policy documents run to 40+ pages. Most freelancers don't know what 'retroactive cover' or 'own occupation definition' means — and pay the price when claiming.

No income-based personalisation

A developer earning £90k has completely different insurance needs to a part-time writer earning £18k. Existing tools treat them identically.

Freelancer working with insurance protection
Covered in 3 minutes
From £6.53/month
02 — How It Works

Skyscanner for insurance. Simple.

We built the comparison tool that freelancers actually needed — one that understands your job, your income, and your risk profile.

01

Tell us about yourself

Your job type, income, and country

02

Choose coverage types

Select the insurance you need

03

Compare live quotes

Side-by-side from top UK providers

04

Get covered instantly

Click through to buy in minutes

03 — Coverage Types

Every policy a freelancer needs

We compare policies across all six major coverage categories — so you can build a complete protection package in one place.

🛡️Professional Indemnity
From £72/year

Required by most client contracts. Protects against claims of negligence, errors, or missed deadlines.

Providers we compare

HiscoxPolicyBeeSimply BusinessKingsbridge
🏢Public Liability
From £55/year

Essential if you visit client sites or have clients visit you. Covers injury and property damage claims.

Providers we compare

HiscoxSimply BusinessAXAAviva
💰Income Protection
From £38/month

Replaces up to 70% of your income if illness or injury stops you working. No sick pay as a freelancer.

Providers we compare

British FriendlyThe ExeterLV=Vitality
❤️Health Insurance
From £82/month

Skip NHS waiting lists. Fast access to specialists, mental health support, and cancer cover.

Providers we compare

BupaVitalityAXA HealthCigna
🔐Cyber Insurance
From £13/month

Covers data breaches, ransomware, and GDPR fines. Critical for developers and consultants.

Providers we compare

HiscoxPolicyBeeCFC Underwriting
💼Equipment Cover
From £8/month

Protects your laptop, camera, and professional tools against theft, damage, and breakdown.

Providers we compare

Simply BusinessKingsbridgeSuperscript
04 — Testimonials

Freelancers who found their cover

"Found professional indemnity cover in under 3 minutes. Saved £40/year vs. what my accountant recommended. The side-by-side comparison made it so obvious which policy was right for me."

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Sarah Chen
UX Designer, London

"I'd been putting off getting insurance for 2 years because it seemed complicated. FreelancerShield broke it down by job type and showed me exactly what I needed. Sorted in one lunch break."

MO
Marcus O'Brien
Freelance Developer, Manchester

"The income protection comparison was a game-changer. I didn't even know I needed it until the wizard flagged that my income bracket made me high risk for illness-related gaps."

PS
Priya Sharma
Copywriter & Content Strategist

Ready to get covered?

Join 12,000+ freelancers who've found their perfect policy. Takes 3 minutes. Free to compare. No spam.

Free to use
FCA regulated providers
No hidden fees